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Real Estate Market Insight | An Educated Approach to Real Estate™ Blog

Wednesday, March 18, 2020   /   by Zifan Gao

How the Coronavirus will dramatically change the Canadian Real Estate Market in the next couple of months

Since the beginning of the month, the Bank of Canada has cut the lending rate twice, bringing it down to 0.75%. This is a massive decrease in the interest rates and the biggest drop in 11 years. Since it’s cheaper to borrow we’ll see an increase in how much people are likely to spend. It also means there will be an influx of potential buyers that previously might not have been able to enter the market.


Since there was already a big gap between supply and demand, and with inventory continuing to decrease (TRREB just reported a 33.6% decrease in active listings in February), an influx of new buyers will mean a further dwindling inventory. In fact, I recently had 30 people trying to buy the same entry-level property, most of them offering to pay way more just to be able to lock it.  


If you’re an investor you should be buying RIGHT NOW. GTA properties are still a high-value investment (average price increased 16.7% in February) and the low-interest ra ...

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  real estate tips, market updates, toronto real estate, gta real estate, neighbourhood guide, real estate market insight, real estate market trends

Tuesday, March 17, 2020   /   by Zifan Gao

GTA Real Estate Market At A Glance - February 2020 TRREB Market Report

GTA Real Estate Market At A Glance - February 2020 TRREB Market Report


Predictions for a strong sales and price growth in 2020 are proving to be right with February hitting an all-time record sales increase. As market conditions tightened over the past year, competition between buyers has clearly increased, according to TRREB’s February Market Watch Report.


From determining your buying or selling strategies, adjusting timelines, to setting up realistic expectations, and predicting investment outcomes, we’ve got you covered. We’ve summarized this month’s report into a bite-sized digest so that you can be better educated in Real Estate and the current market trends.



Sales at a record high 45.6% increase


TRREB registered a total of 7,256 residential transactions in February, an increase of 45.6% compared to a 10-year sales low in February last year. After preliminary seasonal adjustment, February 2020 sales also exhibited positive momentum, up ...

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  real estate tips, market updates, newsletter, toronto real estate, gta real estate, real estate market insight, real estate market trends

Friday, November 15, 2019   /   by Zifan Gao

GTA Real Estate Market At A Glance - October 2019 TREB Market Report

As the cold weather approaches, the market has started to slow down. The recently released TREB October Market Watch Report shows that the year-over-year growth was lower for October than for September. However, compared to October last year, this past month still saw another double-digit increase in the number of sales. 



READ: Your Cottage Might Yield Better ROI than Your Home and Here is Why
From determining your buying or selling strategies, adjusting timelines, to setting up realistic expectations, and predicting investment outcomes, we’ve got you covered. We’ve summarized this month’s report into a bite-sized digest so that you can be better educated in Real Estate and the current market trends.

Home Sales increased by 14% year-over-year

For the 7th consecutive month, we’ve seen a double-digit increase in the number of sales. However, for the 3rd consecutive month, we’ve also seen a double-digit decrease in active listings. ...

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  real estate tips, market updates, gta real estate, neighbourhood guide, toronto real estate, real estate market insight, real estate market trends, meetup, real estate event

Wednesday, November 13, 2019   /   by Zifan Gao

Cash Flow 101 — A Guide to the Basics of Cash Flow

Investing in a rental property often means doing a great deal of research and one very important aspect of the process is understanding how property is going to generate cash flow from rental operations. You can perform a simple cash flow calculation to illustrate the potential of rental Real Estate as an investment. 

Here’s how it works: using a residential fourplex as an example, let’s assume that all four units are expected to be rented. Let’s also assume that the buyer did their research and the property was a decent deal - not exactly a steal but they also didn’t overpay. 

Let’s start with the basic property and deal information: 

Purchase price: $325,000
20% down payment: $65,000 
Financed balance: $260,000. 
Mortgage: 25 years at a 5-year fixed rate of 3.34 percent
Combined principal and interest payments: $1,276/month
Taxes and insurance (at the time of the purchase): $3600 a year

Total payment (mortgage ...

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  real estate tips, market updates, gta real estate, real estate market insight, meetup

Wednesday, November 13, 2019   /   by Zifan Gao

The Costs of Being a Bad Neighbour & How to Avoid Them

Do you consider your potential new neighbours when purchasing a property? Homebuyers tend to forget that when you buy a new property, you are also buying into a relationship with your neighbours that could be decades and decades-long. You want to factor that relationship into your purchasing decision and at least do some rudimentary research on any ongoing disputes between the current property owners and others. You also want to make sure that you don't end up being the 'nasty neighbour' yourself by making significant changes to your property without community approval.

Here’s Boiron Group's 2019 field guide to common neighbour nastiness:

1. 'Tree' Jerk Reactions:


According to professional mediator Jeanette Bicknell of Bicknell Mediation, more than half of the neighbour conflicts that she sees are tree-related. The desire to protect trees from being cut down or trimmed "makes people crazy" and sparks outrage in generally congenial neighbours.

2. A history of being ...

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  real estate tips, market updates, toronto real estate, gta real estate, real estate market insight, real estate market trends, bnn bloomberg