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An Educated Approach to Real Estate™ Blog

Tuesday, June 9, 2020   /   by Zifan Gao

5 Things You Need to Know About the Matrimonial Home | June Referral Newsletter

Three months into the COVID-19 stay at home quarantine order, we still don’t know when the lockdown will be completely lifted. The housing market is just starting to heal itself, there is no going back to ‘normal’. Although this pandemic might have turned some of our lives completely upside down, that doesn’t mean that this isn’t a once in a lifetime opportunity for us to pick up a new hobby or start that passion project we never had the time for; you can accomplish a lot of things in just a few months. 
The quarantine life can be very isolating, so it’s very important to stay socially connected. Follow us on social media. You can reach out to Boiron Group at anytime.

Separating From a Spouse? 5 Things You Need to Know About the Matrimonial Home
For most couples, the matrimonial home represents their largest asset and it is a place of emotional significance – filled with both positive and negative memories. 
A matrimonial home i ...

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  real estate tips, market updates, newsletter, toronto real estate, sickkids

Friday, June 5, 2020   /   by Zifan Gao

Separating From a Spouse? 5 Things You Need to Know About the Matrimonial Home

For most couples, the matrimonial home represents their largest asset and it is a place of emotional significance – filled with both positive and negative memories. 

A matrimonial home is not simply the house in which a married couple lives. In Ontario, it is afforded special treatment under the Family Law Act. 

Let’s have look at why the matrimonial home is such a hot topic during a separation or divorce: 

 
#1 Spousal Consent is Always Required

Neither spouse is permitted to sell, mortgage or otherwise, encumber the matrimonial home without the other spouse’s knowledge and consent - be it during a marriage or post-separation, even if only one spouse’s name is on the title.  
If you and your spouse cannot agree on what to do with the matrimonial home, one party may apply to the court and request an order for partition and sale.  
If your name is not on the title and you fear that your spouse will try to sell it ; ...

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  real estate tips, newsletter, gta real estate, real estate market trends

Wednesday, March 18, 2020   /   by Zifan Gao

How the Coronavirus will dramatically change the Canadian Real Estate Market in the next couple of months

Since the beginning of the month, the Bank of Canada has cut the lending rate twice, bringing it down to 0.75%. This is a massive decrease in the interest rates and the biggest drop in 11 years. Since it’s cheaper to borrow we’ll see an increase in how much people are likely to spend. It also means there will be an influx of potential buyers that previously might not have been able to enter the market.

Since there was already a big gap between supply and demand, and with inventory continuing to decrease (TRREB just reported a 33.6% decrease in active listings in February), an influx of new buyers will mean a further dwindling inventory. In fact, I recently had 30 people trying to buy the same entry-level property, most of them offering to pay way more just to be able to lock it.  

If you’re an investor you should be buying RIGHT NOW. GTA properties are still a high-value investment (average price increased 16.7% in February) and the low-interest rates ; ...

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  real estate tips, market updates, toronto real estate, gta real estate, neighbourhood guide, real estate market insight, real estate market trends